Our portfolio management approach is distinguished by its emphasis on individual stock selection and a focus on long-term investing.

We believe that owning individual stocks that align with our clients' growth objectives and risk tolerances is an important way to achieve long-term investment goals. This tailored approach allows us to create portfolios that are well matched with our clients' specific plans, and our market outlook.

Rather than use a traditional passive “60/40” asset mix, we believe stocks can often play a greater role in client investment strategies, especially when long time horizons are in place.  Owning individual stocks (often supplemented with index funds), can provide greater tax flexibility as well. For those clients for whom index funds may make more sense, we still seek to emphasize equities (utilizing index mutual funds, exchange traded funds and other similar equity investments) and long term growth when this aligns with client time horizons.

At Tower View, our financial planning process encompasses a comprehensive assessment of each client's entire financial landscape. Our aim is to provide holistic guidance that empowers clients to unlock their full potential for achieving their financial objectives.

By taking a panoramic view of our clients' financial health, we can offer tailored advice that goes beyond isolated aspects of their financial situation. We analyze income, expenses, investments, assets, liabilities, and more, enabling us to create a strategic roadmap that aligns with the client's unique aspirations.

Our commitment to holistic financial planning ensures that clients receive a well-rounded perspective on their financial journey. By addressing all facets of their financial picture, we help them make informed decisions that optimize their potential for long-term success.